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While Bitcoin firmly holds the top position in the global Crypto Assets market capitalization, the second place has long been occupied by Ethereum (ETH). However, Standard Chartered analyst Geoff Kendrick recently made a bold prediction: Ripple (XRP) is expected to surpass Ethereum's market capitalization before 2028. This view has not only sparked heated discussions in the market but also prompted investors to reassess XRP's strategic position and growth potential in the global payments sector.