About 4.5 years ago I quit my 9-5 to try and make it for myself.

I had worked for 2 years after uni and had saved up enough money to last between 9-12 months, and figured that would have to do.

I was 28 at the time, and I realized I had a window of opportunity that was closing on me. The risk becomes greater as the years and responsibilities accumulate.

So when I get told I took a big risk (heard that a lot), I would argue that depends on how you look at the risk.

The risk of trying was this: running out of money, and ending up stuck in a worse job.

This is the risk that might instill enough fear into you to not pursue big goals. Admittedly, it is a risk and I was not devoid of fear.

But you can turn fear on itself.

The real risk of not trying for me was this: one day I'd be old, sitting on my porch, thinking back on my life, and I'd feel a deep sense of regret.

The regret that I had many dreams as a young man, yet never had the courage to pursue them.

I never even tried.

And now it would be too late to realize them.

I'd often sit with this thought and it scared the shit out of me. It created a sense of urgency because time was running out.

That's opportunity cost on our biggest asset: Time.

So while I was scared of quitting my job without any cashflow or real plan yet, the alternative was terrifying.

Now I'm not saying everyone should quit their job in the same way I did. I wouldn't encourage it. It's extremely stressful.

But what I am saying is that the younger you are, the more capacity you have to take risks. It's a lot harder when you have a kid and a mortgage.

But no matter your age or situation, it's never too late to pursue your goals.

So if you're scared of trying something that you know you want, I would like to challenge you:

What is the risk of not trying?