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worth reading
Brothers, recently this market has been making people's hearts almost have a heart attack!
Gold has skyrocketed past $4,400, setting a new historical high; Bitcoin has staged a "roller coaster" performance, repeatedly bouncing around the $100,000 mark, with daily fluctuations of several thousand dollars as if it's a game. Some people in the circle of friends are sharing profit screenshots, some are hitting their thighs in frustration, and more are asking the same question: If I jump in now, will I be the one to take the last hit?
Don't rush to get carried away! Behind this frenzy about "scarcity consensus", there is a key question that most people have overlooked - when the world is chasing volatility, where exactly is your asset's "safe haven"?
The stories of chasing highs and getting rich are certainly thrilling, but for 99% of ordinary investors, what we need is not a higher wave, but a steadier boat. This is precisely why, when everyone's attention is focused on gold and Bitcoin, the truly smart money is quietly laying out another more fundamental and essential track – decentralized stable value cornerstone.
That's right, what I'm talking about is a decentralized stablecoin system like #USDD以稳见信 . It may not have the luster of gold, nor the myth of Bitcoin, but it is building the most important "financial infrastructure" in the crypto world. Understanding this, you have grasped the core key of the next cycle.
Why is "stability" the greatest necessity?
1. Gold Bitcoin is a "store of value story", stablecoins are "cash flow blood".
The core narrative of gold and Bitcoin is "digital gold", but the price is highly volatile, making it extremely unfriendly as a "unit of account" in everyday transactions and the DeFi ecosystem. It's hard to imagine using an asset worth 100,000 today that could be worth 90,000 tomorrow to pay salaries or settle payments.
USDD, as an over-collateralized stablecoin, was born to solve the "certainty at this moment" issue: its goal is not "how many times it will increase in ten years," but rather "at this moment, 1 USDD can be reliably exchanged for the value of 1 dollar." During extreme market fluctuations, this certainty itself is a risk-free return.
The latest data further illustrates the issue: the total value locked (TVL) in DeFi for 2024 fluctuates with the market, but the activity and usage rate of stablecoins consistently remain above 60%. This means that, regardless of bull or bear markets, stablecoins are the true "settlement layer" of the entire crypto ecosystem.
2. Don't argue about "who is better"; directly build "new infrastructure".
The consensus of gold relies on a thousand years of history, while the consensus of Bitcoin relies on cryptography and network effects. The consensus of USDD is built on the triple guarantees of on-chain over-collateralization + transparent settlement mechanism + decentralized governance.
A recent landmark event is: on the day when Bitcoin fell by 15%, a mainstream DeFi protocol experienced a brief decoupling of its algorithmic stablecoin pool, while the over-collateralized USDD maintained its peg to 1 dollar. This confirms the market lesson - in extreme conditions, mechanism is more important than narrative.
USDD does not argue with you about "who is the digital gold"; it directly provides an efficient, stable, programmable underlying value carrier, becoming the indispensable "blood" of the entire DeFi ecosystem. Lending, trading, derivatives, cross-border payments... all scenarios need it.
3. "Steadiness" is not conservatism, but the highest level of aggressiveness.
Many newcomers misunderstand "holding stablecoins = missing out," which is a big mistake! Real veterans know: making money in a bull market relies on position, while preserving wealth relies on stablecoins.
When the market is unsettled due to the wild fluctuations of gold and Bitcoin, allocating 20%-30% of assets to USDD is not about exiting the battlefield, but about establishing a "safe operational base":
• Avoid devaluation anxiety: peg to the US dollar, hedge against the devaluation risk of sovereign currencies.
• Keep your bullets loaded: Holding USDD allows you to quickly buy the dip after gold or Bitcoin drops by 20%, while fiat currency deposits and withdrawals may take several days.
• DeFi Yield: During market fluctuations, deposit USDD through protocols like AAVE and JustLend, with annualized returns stabilizing between 5% and 15%, ensuring a steady profit in coin-based earnings.
Data speaks: In Q3 2024, users holding stablecoins to participate in DeFi yield farming achieved overall returns that outperformed 85% of short-term traders. This is because most people's profits from chasing peaks and troughs are lost to fees and slippage.
The real trend: the world is looking for "trustworthy stability".
The surge in gold and Bitcoin essentially reflects the panic-driven pursuit of "trustworthy scarce assets" by global investors. But don't forget, the "stabilizers" that can bear these volatile assets have become the most scarce resources themselves.
USDD transforms "stability" into a trusted and usable public product through technology and mechanisms. In a narrative dominated by volatility, stability is the most long-term radical. While others are betting on the direction, holding stablecoins is essentially shorting the "uncertainty premium" of the entire market.
There are currently three clear signals in the market:
4. Institutional Funds: The crypto reports from giants like Grayscale and BlackRock are starting to focus on allocating to the "stablecoin infrastructure" sector.
5. Regulatory Clarity: Licenses for issuance in places like Hong Kong and Singapore bring compliance benefits for decentralized stablecoins.
6. Application Scenario Explosion: In the wave of RWA (Real World Asset) tokenization, stablecoins are the only bridge connecting on-chain and off-chain.
In conclusion: Your choice determines your cycle.
Brothers, the market in 2024 has taught us one thing: narratives can deceive, but cash flow cannot; a surge can create FOMO, but stablecoins provide courage.
Next time when Bitcoin crashes and gold pulls back, don't ask yourself "Should I cut my losses?", but ask "Is my USDD position enough to buy the dip?" In the crypto world, bullets are always worth more than stories.
Now, it's your turn:
• Do you currently hold stablecoins? What percentage do they occupy in your portfolio?
• Do you think the hardest part during the volatility of surges and drops is missing out or retracement?
• If you were given 10,000 USDD, how would you allocate it in DeFi?
Leave your answer in the comments section!
Don't forget to forward this to that friend who keeps telling you to invest in shitcoins, and tell him: the real wealth code might be in the "stability" he overlooks.
Follow [@CoinCircleDigger], get one crypto tip every day to help you avoid pitfalls and earn more money! #加密市场小幅回暖 $BTC