Top 7 Stock Apps to Start Investing in 2025

The Expanding Investment Market in Brazil

The investment landscape in Brazil is experiencing rapid growth. In 2024, over 5 million new investors entered the stock market, and projections indicate a 20% increase in this number by 2025. This movement is primarily driven by millennials and Generation Z, who seek intuitive apps, competitive fees, and access to global assets such as cryptocurrencies and international ETFs.

The pursuit of international diversification has gained momentum, with many Brazilians seeking exposure to foreign markets. Platforms offering dollar accounts, real-time data analysis, and gamified financial education are in the spotlight. To capitalize on this growth, choosing the right stock app that combines robust security with advanced technology is essential.

Essential Criteria for Choosing the Best Stock App

When selecting an investment platform, going beyond the classic factors is indispensable. Security, fees, and ease of use remain important, but new differentiators have emerged:

Integration with financial goals — Apps that offer long-term planning tools allow for more precise investment goal organization.

Modern financial education — Microlearning content, such as short videos and interactive quizzes, makes learning more accessible for beginners.

ESG options — Investments focused on environmental, social, and governance sustainability are gaining relevance.

Predictive technology — Use of artificial intelligence to identify trends and automatically optimize portfolios.

Certified security — International awards and strict compliance signals reliability.

The stock app acts as the bridge between the investor and the market, enabling safe and efficient operations. Small details in user experience, support quality, and fee transparency can make a significant difference in final results.

The 7 Best Stock Apps in 2025

1. Mitrade — Global Technology and Demo Account

Mitrade is an international broker distinguished by proven security through international awards. Its app offers real-time charts and updated market insights, allowing investors to identify profitable opportunities.

The platform provides stocks, Bitcoin, FOREX, Gold, Oil, and other popular global assets. An important differentiator is the ability to open a free demo account to practice before investing real money, increasing confidence for beginners.

Zero brokerage fees and no surprise charges reinforce operational transparency. The app is free, intuitive, and includes quality educational material.

Rating: 4.6 ⭐⭐⭐⭐

Ideal for: Beginner to intermediate investors seeking risk-free learning

Differentials: Demo account, AI market forecasts, intuitive interface

Limitations: Less known brand in the Brazilian market

2. Rico — Youthful and Educational Approach

Rico established its presence in the financial market as a venture of XP Inc. aimed at early-stage investors. With a casual language and focus on lower-income audiences, Rico offers a competitive app for stock trading.

The broker provides investments in stocks, public and private bonds, and investment funds. Its highlight is accessible educational content focused on microlearning.

Zero brokerage fee (except B3 fees), robust security, and a user-friendly interface make the platform accessible for beginners. Quality educational material accompanies all operations.

Rating: 4.4 ⭐⭐⭐⭐

Ideal for: Beginner investors

Differentials: Gamified education, youthful language, zero fees

Limitations: XP Inc. group structure may limit price competition

3. Toro — Fintech with Bank-Grade Security

Toro has been operating since 2017 and gained credibility after being acquired by Banco Santander. As a fintech specializing in technology and security, it offers a diversified investment portfolio through its intuitive app.

The platform provides extensive educational material tailored for beginners, facilitating better investment choices. Different brokerage models allow investors to choose between zero fees or a percentage of profits.

Cutting-edge security and an optimized app interface complete the package. Educational content is produced with professional quality.

Rating: 4.4 ⭐⭐⭐⭐

Ideal for: Beginner to intermediate investors

Differentials: Flexible brokerage models, banking-grade security, quality education

Limitations: Brokerage fees may impact results depending on the chosen model

4. XP Investimentos — Coverage and Analysis

XP Investimentos grew significantly by expanding its portfolio beyond large volumes, now serving retail clients with smaller capital. As an established broker, it offers a wide range of domestic and international products.

The app includes a value simulator that allows comparing investments and calculating potential gains before committing. Expert recommendations are available for investors with higher capital.

An accessible interface, comprehensive educational material, and a focus on facilitating investment decisions characterize the platform. A fee of R$ 4.90 applies to specific stock operations.

Rating: 4.6 ⭐⭐⭐⭐

Ideal for: Intermediate investors with more substantial capital

Differentials: Value simulator, access to NASDAQ/NYSE, professional recommendations

Limitations: Greater advantages mainly for investors with higher purchasing power

5. Nubank — Nu Invest for Conservative Investors

Nubank has established its reputation as a pioneer in digital banking and expanded operations through Nu Invest, incorporating the former Easynvest broker. The platform offers over a thousand products, including stocks, real estate funds, and ETFs.

The app provides zero brokerage fees on various products (except day trading in stocks and BDRs, which cost R$ 2.90 to R$ 4.90). Quick account opening and integration with the Nubank ecosystem facilitate operations.

Secure mode and an investment simulator help conservative investors make informed decisions. User-friendly interface and Pix support enhance the experience.

Rating: 4.6 ⭐⭐⭐⭐

Ideal for: Beginner and conservative investors

Differentials: Integration with digital bank, secure mode, variety of products

Limitations: Mainly recommended for more conservative investors

6. Banco Inter — Inter Invest for Microinvestors

Banco Inter, known among Brazilians as a digital bank, offers the Inter Invest platform for investments integrated into its ecosystem. Access requires an account with the digital bank, created quickly online.

The platform provides quality educational material and competitive fees. Zero brokerage fees (except B3 fees) make operations accessible. Ease of use for existing bank clients is a key advantage.

Pix support and low minimum deposits facilitate micro-investor operations. Clear interface and financial education enhance the experience.

Rating: 4.8 ⭐⭐⭐⭐

Ideal for: Beginner investors who are already bank clients

Differentials: Competitive fees, Pix integration, low minimum deposits

Limitations: Restricted access to Banco Inter clients

7. Avenue — Facilitated International Investments

Avenue is a broker specialized in international investments with an interface designed for beginners. It enables easy operations in foreign markets and offers banking services, including a dollar checking account.

Clients can move funds in dollars and build wealth abroad securely. A robust anti-fraud system protects transactions. Easy access for Itaú clients complements the experience.

Costs in dollars for brokerage and a focus on SPACs and dollar cards characterize the offering. An intuitive app for international operations.

Rating: 4.0 ⭐⭐⭐⭐

Ideal for: Intermediate investors focused on foreign markets

Differentials: Dollar account, SPACs, Itaú integration

Limitations: Additional costs for international transactions

Practical Comparison of the Apps

Mitrade — Zero brokerage, predictive AI, thematic ETFs, global profile

Rico — Zero brokerage (except B3), robo-advisor, social ranking, young profile

Toro — Various models, advanced customization, structured investor journey

XP Investimentos — R$ 4.90, direct NASDAQ/NYSE access, intermediate profile

Nu Invest — Zero brokerage (except day trade), secure mode, Pix integration, conservative

Inter Invest — Zero brokerage (except B3), low minimum deposits, micro profile

Avenue — US$ 5 average brokerage, SPACs, dollar card, international

Why Choosing the Right Stock App Matters

The Brazilian stock market keeps growing, and dozens of platforms compete for space. Investing time to evaluate each app’s national and international reputation is essential before starting.

A good stock app optimizes contributions, provides secure information, and teaches better investment strategies. Brokers are constantly evolving, offering more features and fostering healthy competition that benefits investors.

Paying attention to security, functionalities, specific advantages, and fees is crucial for those looking to enter or improve results in the stock market. International brokers with advanced quality standards and Portuguese support expand the available options.

The investor’s journey begins with choosing the right platform. With proper technology, proven security, and quality education, the path to solid results becomes clearer.