Gold Savings Year 2025: Why Should Thais Try It and Which Platform Is Best?

Why Save Gold?

It’s a pity that investing in gold through traditional savings methods is very difficult because you need to save a large amount of money, gold prices fluctuate quickly, and you never know the right day to buy. But now, there is a new method called Gold Saving that makes this safe asset more accessible to everyone.

Key Point: What is Gold Saving? Simply put, it is buying genuine gold (with 96.5% purity) in small amounts through an online application. Starting from just 100 baht, the money you deposit is immediately converted into gold weight based on the current market price.

The DCA Principle That Makes Gold Saving Powerful

Gold saving uses a system called Dollar-Cost Averaging (DCA), which helps reduce the risk from price volatility very effectively.

Clear examples:

• Month 1: Gold price 30,000 Baht/baht → 3,000 Baht gets approximately 1.52 grams of gold
• Month 2: Gold price drops to 28,000 Baht/baht → 3,000 Baht still invested gets approximately 1.63 grams of gold

When prices are low, we get more gold; when prices are high, we get less. This approach helps protect us from buying all gold at a price above the market rate.

Top 5 Gold Saving Platforms in 2025

1. GOLD NOW (by Huosengheng)

Highlights: High reputation and trustworthiness (70+ years of experience) with high flexibility

• Minimum investment: 1,000 Baht
• Saving modes:
  • “Save NOW” for flexible accumulation starting at 1,000 Baht
  • “GOLD NOW” for direct buy/sell trading starting at 5 Baht
• Fees: About 3-5 Baht per transaction (via bank app)
• Physical gold exchange: When accumulated to 1 salueng, can be received at branches
• Suitable for: Those who trust big brands and want to choose between saving and trading

2. MTS Gold Blockchain (Mae Thong Sook)

Highlights: Uses Blockchain for high data security

• Minimum investment: 100-150 Baht or 0.1 grams
• Privileges: Buy/sell 24/7, no holidays
• Fees: No trading fees, but “block fee” applies when exchanging for real gold
• Gold exchange threshold: From 1 gram, with options for branch pickup or postal delivery
• Suitable for: Beginners with small capital and those who prioritize encryption security

3. Get Gold (YLG)

Highlights: Real-time Spot prices, buy/sell 24/7

• Minimum investment: 100 Baht
• Saving modes: Save at will (daily) or automatic monthly
• Price info: Referencing global market in real-time
• Fees: No trading fees, but blockchain and withdrawal fees apply
• Gold exchange threshold: From 1 gram
• Suitable for: Active savers who follow global market prices and trade frequently

4. Ausiris Gold Saving

Highlights: Genuine automatic DCA system (average purchase every business day)

• Minimum investment: 1,000 Baht/month
• Unique strategy: Automatic deduction every business day at 16:00 based on the Gold Trading Association price
• Benefits: Builds discipline, reduces emotional trading, no need to watch the screen
• Minimum gold exchange: Only 0.3 grams (the lowest among 5 providers)
• Fees: Block fee when exchanging for gold
• Suitable for: Long-term investors who want a disciplined system without making decisions every time

5. ARR Gold Saving (Aurora)

Highlights: Over 260 branches for easy gold pickup

• Minimum investment: 100 Baht (via website)
• Saving mode: Save at will
• Fees: No trading fee, but transfer fee of 10 Baht (if withdrawal is less than 500 Baht)
• Gold exchange threshold: 1 salueng @E10~3.78 grams(
• Most convenient: Easy to find a nearby gold pickup point
• Suitable for: People who prioritize convenience and are familiar with Aurora

Who Is Gold Saving Suitable For?

1. Students / Beginners: Limited funds but want to develop a saving habit. Starting from just 100 Baht can lead to asset ownership.

2. Freelancers / Self-employed: Uncertain income. The “Save at will” mode helps invest when the situation is good and pause when income is tight.

3. Long-term planning )10-20 years(: Protects against inflation, builds wealth for retirement. Ausiris’s automatic DCA model is perfect for this purpose.

4. Cautious investors: Fear stock declines and want safe assets. Gold is a Safe Haven that doesn’t move with stocks.

4 Steps to Start Saving Gold

Step 1: Choose a platform that fits your lifestyle

• Do you have discipline to save regularly or prefer an automatic system?
• How important is the convenience of receiving gold?
• Choose the one that suits you best

Step 2: Download and complete e-KYC

• Prepare ID card and bank book
• Do e-KYC )face scan(, no need to visit branches

Step 3: Start accumulating gold

• Transfer money via QR code or set up automatic deduction
• As soon as the money arrives, it becomes gold at the current price

Step 4: Set your goal

• For speculation: Withdraw as cash, sell gold in your portfolio
• For long-term savings: Exchange for physical gold and keep it

Benefits of Gold Saving

✓ Low investment: Own gold with just 100 Baht

✓ Risk diversification: Gold is a Safe Haven, often rises when stocks fall

✓ Anti-inflation: Long-term, purchasing power remains stable

✓ Discipline building: Automatic deduction helps enforce regular savings

✓ High liquidity: Easily convert to cash, safer than storing gold at home

Cautions

⚠️ Short-term price volatility: Suitable for long-term saving, not for weekly speculation

⚠️ No interest: Returns come from price differences, no other income

⚠️ Provider risk: Must choose large, transparent companies with physical storefronts. Beware of offers that seem too good to be true.

⚠️ Hidden costs: “Block fee” when exchanging for real gold, factor this into costs

⚠️ Upward only: Gold saving benefits from rising prices. Options like CFDs or Futures offer more flexibility

Summary

Is gold saving good? The answer is yes if you accept its conditions.

It’s not a magic wand for overnight riches, but a tool for building wealth that is accessible and safe. Just start today, with small amounts. Discipline and consistency will lead you to sustainable wealth.