Complete Guide: Which is the Best Brokerage for Day Trading and Beginner Investments in 2025?

Choosing an investment platform in 2025 is no longer simple. With the Brazilian market registering 18 million new investors, competition among the best day trade brokers and traditional platforms has intensified. But how to separate the wheat from the chaff among so many options?

This article explores the platforms that truly stand out, whether you are a beginner trader or someone looking to automate your strategies. Keep reading to discover which one matches your profile.

The Brazilian Market in Transformation

Three factors explode in 2025:

Accessible Education: About 70% of users migrate to apps that integrate tutorials and educational materials.

Costs Falling: Digital platforms reduce expenses by up to 80% compared to traditional brokers.

Barrier-Free Diversification: Cryptocurrencies, international ETFs, and ESG bonds are now within everyone’s reach.

Platforms Dominating the Segment

For Those Who Want Simplicity Above All

Nubank Investments leads in mobile experience. Its differentiator is not just zero brokerage for trades under R$ 1,000—it’s the AI assistant that recommends personalized portfolios. It added cryptocurrencies and thematic funds in 2025, making it versatile for beginners who prefer to let technology do the work.

Another option in this segment is Clear, which offers zero brokerage on all products. Its biggest trump card? The “Clear Zen” mode, which blocks impulsive trades. For those who know themselves and understand that emotional reactions are the villain of their performance, this is pure gold.

Day Trade: Speed and Automation

Toro Investments has been around since 2010 and has established itself precisely in this niche. It offers zero brokerage on Brazilian stocks—something rare in the market—plus tools specifically designed for intraday operations. Its platform works both on the web and in app, with features that go beyond the basics.

If you want robots doing the heavy lifting, Rico Investments is your name. Integrated into the XP group, it offers algorithm-recommended portfolios, as well as day trade with a fixed fee of just R$ 0.99. The Rico Radar sends real-time alerts via WhatsApp—no more excuses for missing trades.

Global Access and Diversification

XP Investments continues to dominate with 6.2 million clients and access to 12 international exchanges. Its brokerage starts at R$ 1.90 for Brazilian stocks, and ETFs have zero management fees in the first year. The new XP Futuro platform simulates investments in virtual reality—futuristic enough to be ignored.

BTG Pactual Digital takes another path: focus on sustainable investments. Green Treasury, carbon-neutral REITs, and carbon credits make up its portfolio. Zero fees for initial investments below R$ 5,000. If your goal includes environmental impact, this is the obvious choice.

Education as a Differentiator

Órama is a leader in financial education with over 150 free courses. It offers live mentoring and a program called Órama Start, which deposits R$ 100 for your first investments. Multi-market funds, LCI/LCA with daily liquidity, and real estate crowdfunding complete the package.

Emerging Markets and Cryptos

MiTrade broadens horizons with 500+ assets: Bitcoin, Ethereum, commodity contracts, and emerging markets. Spread from 0.03% and zero deposit fees via Pix. Its simulator allows you to train without risking real capital.

Making Your Decision

The journey through the universe of best day trade brokers and investments reveals that there is no single answer. Each platform caters to a different archetype of investor.

Define your profile: are you conservative or aggressive? Do you want automation or manual control? Is your focus education or quick execution? The answer will guide your choice better than any review.

Next Steps

1. Register on the chosen platform with your basic information
2. Make your first deposit (minimums vary, starting at R$ 5)
3. Start trading with the educational tools offered

The market is open. Now it’s up to you.