The market consolidation phase leading into 2026 is underway now. For XRP holders, this window could shape significant wealth creation—especially if you're among the positioned players tracking this cycle. According to on-chain data, just 1% of XRP holders actually capture outsized gains during these transition periods. Most miss the timing entirely. The shake-out separates those who understand long-term accumulation from those chasing noise. Whether you're holding through this volatility or scaling positions, the macro setup suggests the real opportunity lies in recognizing where we stand in the broader crypto cycle. The next 12 months will likely tell the story.