Here's the thing: younger investors aren't flying blind into risky trades. They're making calculated moves because traditional financial advice just doesn't cut it anymore. When your parents' playbook of saving steadily and buying real estate doesn't match up with what's actually happening in the markets, you adapt. Crypto, alternative investments, aggressive positioning—these aren't reckless bets. They're rational responses to an economy where the old rules have stopped working. The game has changed, and they're simply playing by the new rules.