Here's an unpopular take: the real financial squeeze isn't hitting Gen Z or millennials as hard as we think. The ones who should really worry? People in their 50s.

Younger generations adapted to uncertainty from the start—they learned to hustle, build side income, and embrace alternative assets. But those in midlife? Many locked into mortgages, pensions that don't cut it, and a job market that doesn't want to hire them. They're caught between decades of traditional assumptions and a world that's completely changed.

Meanwhile, younger folks are already thinking crypto, remote work, gig economy, and alternative investments. That flexibility is their advantage. The real crisis quietly happens to those watching the old playbook fail without a plan B.