Late at night, in front of the market chart, I often wonder, why do those seemingly simplest rules sometimes make people rich?

"One day in the crypto world is like a year in the human world"—I'm tired of hearing this phrase. Anyway, every time I hear it, I think of those people staring at the screen for over ten hours a day, while their account balances keep shrinking. I used to be like that. After three consecutive margin calls, I finally understood: surviving in this market is a hundred times more valuable than rushing to make quick money.

Last year, I started with 50,000 yuan and used a seemingly "stupid" strategy. Over 358 days, my account grew from 50,000 to 370,000. It wasn't a story of overnight riches; it was about watching the market for ten hours every day, drinking cold coffee, and sticking to boring discipline.

Honestly, even some professional traders find this approach headache-inducing. Today, I’ll break it down and explain.

**First Trick: Five Layers of Defense**

You’ve probably heard the saying "Don’t put all your eggs in one basket." But the key is—when should you move which basket? Most people haven't thought it through.

The first thing I do with 50,000 yuan is split it into five parts, each 10,000. But this isn’t random.

The first part is for testing the waters. When a new opportunity arises, I use this portion to enter and try it out.

The second part is for adding to positions. I only deploy this when the price drops more than 10%.

The third part is for increasing my position. Once the trend is confirmed, I use this to add momentum.

The fourth part is for insurance. When a black swan event suddenly occurs, it can save your life.

The fifth part always stays in the account. Cash is always in control; you should never use it all.

What’s the coolest thing about this division? Even if the market halves, you still have bullets. Have you seen those who go all-in at the start and then panic when the market trembles? I can smile and add to my position during such moments.

**Why does this system make money?**

Simply put, it’s two words: discipline. Most people lose because they have no rules. When to enter, when to hold, when to run—they rely on feelings. Feelings are useless in front of the market.

My five-part division is like installing autopilot in trading. No matter how crazy the market gets, the rules are there. You just follow them, no judgment needed.

Plus, strict stop-loss settings. If a position loses more than the preset limit, you exit immediately. It sounds simple, but how many can really do it? Most people see losses and think "wait a bit" or "maybe it will rebound." But what they get is often a deeper hole.

**Behind those numbers**

Turning 50,000 into 370,000 sounds like a 7.4x multiple. But from another perspective, the average monthly return is about 5% to 8%. It’s not explosive growth, but it’s stable, sustainable, and most importantly, it lasts long enough.

My account has never experienced a single month loss exceeding 15%. Do you know what that means? It means I’ve stayed in the game and haven’t been eliminated.

Many people can earn 100% in a year, but by the second year, they get wiped out. My annualized return is just over 50%, but I’ve been able to earn continuously for ten years. From a compound interest perspective, the latter earns much more.

**Execution details**

This system looks easy but is brutally tough to execute. You have to endure market rallies of 50% that you didn’t enter. You must stick to those seemingly stupid rules during repeated market oscillations.

In these 368 days, I’ve thought about giving up at least 20 times, about going all-in on a certain coin. But each time, I compromised—continued following the rules.

It turned out that most of the opportunities I wanted to go all-in on later became traps. And the gains I missed out on were slowly made up through disciplined compound growth.

**In conclusion**

This market isn’t short of smart people; it’s short of those who can survive long enough. The five-part division, strict discipline, and sticking to stop-loss aren’t glamorous. No one becomes a legend overnight because of this method.

But this approach can keep you alive, continuously accumulate, and eventually become profitable. In the crypto world, just staying alive is already winning.