Noticed something interesting about how today's highest-earning millennials climb the ladder—they're basically following the same playbook.

Here's the pattern: elite university degree, then migration to one of a handful of superstar cities, followed by entry into a narrow band of truly lucrative industries. That's it. The routes diverge way less than you'd expect.

It's not that these paths are the only way up, but if you map out where the wealth is concentrating, you see this repeating template everywhere. Geography matters. Education pedigree matters. Industry selection matters—a lot.

Makes you think about opportunity distribution and whether the ladder's actually getting wider or just more specialized.