In the fast-evolving DeFi ecosystem, Lista DAO has become one of the most efficient lending protocols on BNB Chain, thanks to a comprehensive set of features. It integrates liquidity staking, CDP (Collateralized Debt Position), and lending services into a single platform, allowing users to manage assets, generate value, and meet financing needs all in one place.

The total value locked (TVL) in this protocol has reached a peak of $4.3 billion and is currently stable around $3.2 billion. As the largest on-chain USD ecosystem hub, it offers users two core benefits: first, releasing asset liquidity through low-cost borrowing; second, participating in ecosystem yield opportunities via special tokens like slisBNB and slisBNBx.

**Liquidity Staking as the Foundation**

Users can stake BNB to receive slisBNB—a liquid staking token that continuously generates yields. The best part is that you can benefit from the appreciation of your original BNB value while automatically earning staking rewards (currently around 7.22% annualized yield). Importantly, there is no lock-up period, allowing free use across the entire DeFi market.

**CDP Mechanism Provides Flexible Financing**

Want to borrow? Simply collateralize BNB, ETH, or slisBNB, and the system will issue you lisUSD—a over-collateralized stablecoin pegged to the US dollar. This mechanism enables users to retain exposure to their assets while gaining liquidity support.