Let me tell you what most people are actually doing with their money..

They are working 50 weeks a year at a job they hate.
Taking 2 weeks off to recover.
Then going back to do it again.
No portfolio. No system. No plan.
Just a savings account losing to inflation and a hope that something changes.
Nothing changes until you change the structure.
1. Build the base. $VOO and $Q.
2. Sell portfolio secured puts on companies you actually want to own.
3. Reinvest the premium into more shares and LEAPS.
4. Now you are building something real while everyone else is just "surviving"