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An executive at EverNorth Asia, Sagar Shah, has made a strong case for institutional investment in XRP, citing its "structural finance" value and enormous potential. He emphasized the $15 trillion cross-border payments market and criticized its high fees, while pointing out that increased regulatory transparency in the United States, Europe, and Asia are key drivers for XRP's development. Shah mentioned that Goldman Sachs holds $150 million worth of XRP ETF, and since the end of 2025, over $1 billion in capital inflows into such ETFs is expected, though he also stressed that XRP's applications are still in their early stages.