What the heck is this? The bank sent me another loan text message. Industrial and Commercial Bank sent it at 8:24, and Bank of China sent it at 9:06. They said I have a credit limit of 300,000 that I can use for daily spending and for handling cash flow. How would they know I’m short on money? Did they install some monitoring plugin on my phone? They didn’t even give me a clear entry point for where to apply.



With a sum this large, I don’t dare to borrow it. I can at most borrow a few hundred on Jiebei. I wouldn’t even dare to think about borrowing several hundred thousand. This month, my Jiebei balance already has me owing 3,612 yuan. Next month, on the 3rd, I have to pay back 225 yuan, 1 mao, 1 fen. If I don’t pay, they’ll report it to my credit bureau!
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