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In a recent review, Forbes included Ripple (XRP), Cardano (ADA), Fantom (FTM), and a number of other cryptocurrencies list "zombie tokens." According to the publication, the high capitalization of these assets does not matching to their minimal practical usefulness.
Forbes believes that interest in these cryptocurrencies is based on speculation, not functional demand.
Forbes: Ripple (XRP), Cardano (ADA), Fantom (FTM) are good for nothing
Despite Ripple's ambitions to revolutionize bank transfers by competing directly with SWIFT, the project's goals seem highly unrealistic. The network processes $583,000 in transaction fees, which is a paltry figure compared to XRP's market cap of $36 billion.