MidnightGenesis

Recently, I’ve been paying attention to the trend of the USD/CNY exchange rate and found that market expectations for 2026 differ somewhat interestingly from the actual situation.
Looking back, the Chinese yuan experienced quite a few fluctuations in 2025. In the first half of the year, it was heavily suppressed by the US dollar index and trade uncertainties, once breaking below 7.40. But in the second half, as US-China relations eased and the dollar weakened, the yuan gradually rebounded. By the end of 2025, the USD/CNY exchange rate had fallen below 7.0, which was largely in line with the ma

Recently, while doing international trade, I realized I really only have a superficial understanding of the currency symbols of different countries. For example, the euro symbol € and the dollar symbol $ look similar, but they represent completely different things, which can easily cause confusion. It wasn't until later that I understood that mastering currency symbols is actually fundamental for forex trading and international payments.
Currency symbols, to put it simply, are visual abbreviations used to quickly identify different countries' currencies. You see, ￥ represents both the Chinese

Recently, I’ve noticed an interesting phenomenon: the meme coin sector has really taken off starting in 2025. According to data, dogwifhat surged more than 1600% last year, and the frog-themed PEPE also climbed more than sixfold. After entering this year, trading volumes for long-established meme coins like DOGE and SHIB have been even more explosive. DOGE’s daily average trading volume has surpassed $1.1 billion, and its market cap has reached $25 billion. Many investors have once again turned their attention to this sector.
To be honest, although meme coins have always been controversial, th

Recently, I've noticed that many people are unfamiliar with pre-market and after-hours trading in the U.S. stock market. In fact, this area is worth a deeper understanding. U.S. pre-market trading starts as early as 4 a.m. Eastern Time and continues until the official open at 9:30 a.m. This period may seem quiet, but quite a few things can happen.
Why is this pre-market trading session set up? Basically, it gives investors a chance to react to breaking news and events before the official trading begins. Think about it—many company announcements and economic data releases don’t follow regular t

Recently, I’ve seen many people ask how to buy U.S. stocks. In fact, this is a particularly good question, because the U.S. stock market is indeed the most mature investment venue in the world. However, for beginners, the entry barrier may look fairly high. I’ve been involved in this area for a few years myself, so today I’ll sort out the core points.
First, it’s important to understand that there are multiple ways to buy U.S. stocks—there isn’t just one option. The most direct approach is buying spot stocks, which is the choice for most long-term investors. But if you want more flexible opera

Recently, many friends have asked me how to buy U.S. stocks. In fact, opening an account to trade American stocks is not as complicated as it seems. I will summarize my own experience in hopes of helping beginners who want to enter the U.S. stock market.
First, it’s important to understand a basic concept: U.S. stock brokers generally offer two types of accounts. Cash accounts are more conservative, cannot borrow securities to short, and cannot use leverage, but the risk is relatively controllable. Margin accounts are more flexible, allowing short selling, leverage, and T+0 trading, but they r

Recently, I’ve been watching the RMB exchange rate trends and found some quite interesting changes. Looking at the outlook for 2025, the depreciation cycle of the RMB against the US dollar has indeed eased, with an appreciation of 2.4% for the whole year, breaking the previous three-year depreciation trend. By May this year, the USD to RMB exchange rate had already fallen below 7.08, even briefly touching 7.0765, hitting a nearly one-year high.
Reviewing the past few years’ forecasts and actual movements of the USD to RMB exchange rate, you’ll find that market predictions have gradually become

Recently, more and more people around me are taking their cryptocurrency asset security seriously.
In the past, everyone stored their assets in hot wallets, but once they are hacked or private keys are leaked, there's really no way out.
This is also why the demand for cold wallets has surged in the past two years.
To be honest, many people still have misconceptions about cold wallets.
Many think that cold wallets are just hardware wallets, but to be precise, a cold wallet refers to a method of offline storage of crypto assets, including hardware wallets, paper wallets, USB wallets, and

Recently, I’ve been paying attention to a topic gaining increasing discussion in the DeFi community—what is RWA, and why is this field considered the next major growth point.
Simply put, RWA (Real-World Assets) means bringing assets from the real world onto the blockchain. This includes USD, gold, real estate, bonds, insurance, and so on. It sounds simple, but the underlying data speaks volumes.
Do you know how large the global fixed income bond market is? About $127 trillion. The total value of global real estate is approximately $362 trillion. The market value of gold is around $11 trillion.

I just整理了一份关于人民币汇率的观察笔记，发现这两年的走势确实值得关注。
From 2022 onwards, the depreciation cycle seems to be truly coming to an end. Remember that wave in 2022, when the US dollar against the RMB soared from 6.35 all the way above 7.25, driven by aggressive Federal Reserve rate hikes, a soaring dollar index, and domestic economic pressures, which put significant pressure on the RMB. But after entering 2025, the situation started to reverse.
In the first five months of this year, the dollar index plummeted 9%, marking the worst start to a year on record. Meanwhile, the RMB against the US dollar showed a clear

Recently, a friend asked me how to calculate ROI, and I realized that many people don’t actually have a very clear understanding of the concept of return on investment. Put simply, ROI is an indicator that measures how much profit you can make from your investment, expressed as a percentage.
In fact, calculating ROI is very simple: (Money earned − Money invested) / Money invested × 100%. For example, if you buy a stock for 1 million yuan and later sell it for 1.3 million yuan, then the ROI is (1.3 million − 1 million) / 1 million = 30%. But in real life, it gets more complicated because you ne

Recently, I often see people asking how to operate liquidity mining. To be honest, many investors don't fully understand this concept. Let me share my understanding of liquidity mining and some practical experience.
First, let's talk about the basics. Liquidity mining (called Yield Farming in English) simply means you put tokens into a trading pool to help the platform or exchange increase liquidity, and in return, you earn rewards. These rewards are generally two types: one is incentive tokens given by the platform, and the other is a share of trading fees. It sounds simple, but there are qui

Recently, I’ve seen many people in the community asking how to securely store cryptocurrency assets. This is definitely a topic worth discussing. To be honest, when many people first start using hot wallets, they’re often rather casual about managing private keys and seed phrases—only to either forget them or have them stolen, resulting in a pile of painful lessons. That’s exactly why more and more people are starting to take cold wallets seriously as an option.
I think it’s necessary to first clarify what a cold wallet actually is. Simply put, a cold wallet is a wallet that stores the private

Recently, I noticed a rather interesting market phenomenon. Last week, the situation in the Middle East continued to heat up, and Iran’s highest leader made his position clear that the Strait of Hormuz must not return to pre-war conditions, which directly hit the energy market. WTI crude oil ended its previous four-day winning streak; on Friday it fell 2.19% to $94.88 per barrel. At the same time, the US Consumer Confidence Index dropped sharply: the University of Michigan’s April consumer confidence final reading was only 49.8, the lowest level since June 2022. The impact of heightened war-dr

I just realized that the matter of currency symbols across different countries is way more complicated than I thought. Especially when you’re doing international transactions or checking forex charts, if you’re not clear about what these symbols stand for, it’s easy to get into trouble.
The easiest ones to mix up are a few of those symbols. For example, the ¥ symbol: in Japan, it means the Japanese yen; in China, it means the Chinese renminbi. When writing, you need to add the country code to tell them apart—CNY¥100 and JPY¥100 mean completely different things. The $ symbol is even more confus

I've been closely watching gold trends lately, and I found that the recent market movement from last year to early this year has been quite extraordinary. The gold price for the entire year of 2025 increased by 64.72%, marking the strongest annual performance since 1979. In January of this year, it even surged to $5,600 per ounce at one point. Although there has been some pullback now, the overall level remains high.
For us Malaysian investors, this surge in international gold prices has directly pushed up local gold shop quotes. The price of 916 gold has risen particularly noticeably here in

Recently, many friends around me have been asking about cold wallets. Indeed, as more and more people participate in on-chain activities, managing private keys and seed phrases has become a major problem. I’ve seen too many people lose assets due to improper management—this is also why the recommended level of cold wallets has risen so sharply in the past two years.
First, let’s talk about what a cold wallet actually is. Simply put, it means storing private keys on an offline device, such as a hardware wallet, a paper wallet, or a USB drive. Its core advantage is isolating you from network thr