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The UAE has introduced new regulations to bring DeFi and Web3 under regulatory oversight.

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On November 25, the United Arab Emirates (UAE) issued a new financial law that brings DeFi and the broader Web3 technology into the regulatory framework, marking an important turning point for the industry. Local crypto lawyer and founder of NeosLegal, Irina Heaver, stated in an interview that the UAE's new central bank law, Federal Decree No. 6 of 2025, is “one of the most influential regulatory changes for the crypto industry in the region.” “It brings all protocols, DeFi platforms, middleware, and even infrastructure providers involved in payment, exchange, lending, custody, or investment services under regulatory supervision,” Heaver said. She pointed out that industry projects built or operated in the UAE should view this as a key regulatory milestone and must complete system adjustments before the transition period ends in September 2026. This federal decree, effective from September 16, 2025, is a central bank regulation that specifies activities related to financial institutions, insurance business, and digital assets. Key provisions—Articles 61 and 62—explicitly list the activities that require permission from the Central Bank of the UAE (CBUAE), including crypto payments and digital value storage services.

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