How to survive in a Bear Market, sharing a bit about ways to deposit in USD, ranked from low to high risk.

1. The BASE wallet has an annual yield of 3.85%. Just put USDC in the wallet, no staking operation is required, and dividends are distributed every Friday.
2. IBKR buys SGOV, which is a short-term US Treasury stock issued by BlackRock, with yields equivalent to US Treasuries, distributing dividends at the beginning of each month.
3. Financial management of the exchange, but the interest rate is relatively low, generally between 1-3%.
4. AAVE APP deposit, with a 6% annual yield.
5. On-chain DeFi, prioritize platforms like Morpho and Spark with higher TVL.