Picture this: by 2026, your wallet isn't just holding assets anymore—it's become your entire financial operating system. The evolution is real, and it's reshaping how crypto and traditional finance merge into one seamless experience. Think about it. Right now, wallets are fragmented tools. You earn here, spend there, borrow somewhere else. But the next wave? Everything collapses into a unified layer. Earning, spending, borrowing, investing—all happening within a single integrated ecosystem that doesn't care whether you're moving crypto or fiat. That's the real play. Projects building toward this vision aren't just creating wallets; they're architecting the financial OS of tomorrow. No friction between asset classes, no switching costs, no complexity. Just one system that handles it all. That's where the industry is headed.