The Best Apps to Make Money in 2025: Complete Guide to Earning Extra Income on Your Phone

Why 2025 Is the Perfect Year to Start a Money-Making App

The digital landscape has changed drastically. While many still face the traditional routine, others have discovered that turning a smartphone into a income-generating tool is entirely feasible. Whether through investments, content creation, commission-based sales, or service provision, modern apps have opened the doors needed to democratize access to online money. In 2025, working whenever, wherever, and for whomever is no longer a dream but a reality for millions of users.

Investment Apps: For Those Who Want to Profit from the Financial Market

Those following the market know that 2025 has brought new opportunities in trading and investments. Two apps stand out as absolute leaders:

Mitrade: Internationally Regulated CFD Trading

For those seeking profitability through asset trading, Mitrade is one of the best choices. The platform allows trading gold (4464.65), silver (71.024), platinum (2200.26), WTI (58.498), and Brent (62.49), as well as Bitcoin, global indices like NASDAQ and NAS100.

The key is the combination of advanced tools with an accessible interface. Real-time charts, technical analysis, and an intuitive trading system make Mitrade suitable for both beginners and experienced traders. Regulation by agencies such as ASIC, CIMA, and FSC ensures secure operations.

• Minimum deposit: US$5
• Withdrawal methods: Visa, Mastercard, Worldpay, Poli, Skrill, Neteller, bank transfer
• Processing: business days
• Platforms: Android and iOS

IC Markets: The Choice of Professional Traders

For operators who prefer a more technical approach, IC Markets is one of the most respected brokers worldwide. Specializing in CFDs, the platform offers currency pairs, cryptocurrencies, stocks, indices, and commodities with ultra-fast execution.

The platform is ideal for those seeking very short-term variable income, operating manually or with automated systems. However, risk management knowledge is required, as volatility is an inherent characteristic of this type of trading.

• Withdrawals: direct transfer to bank account within business days
• Focus: short-term strategies with high potential returns
• Available on: Android and iOS

Social Media Platforms: Monetizing Creativity and Engagement

Social networks have evolved from simple entertainment channels to income-generating machines. See how the main platforms pay creators:

TikTok: Short Videos, Quick Earnings

TikTok’s ecosystem has created multiple monetization methods. The Creator Program rewards based on views and engagement. There’s also TikTok Shop, allowing product sales via affiliate links and commissions on sales.

• Requirement: minimum 10,000 followers
• Payment: via PayPal or bank transfer
• Timeline: up to 30 days
• Availability: Android and iOS

YouTube: The Most Established Platform

With 2 billion active users, YouTube remains a reference for building stable income with videos. Revenue sources include AdSense, Super Chat, Super Stickers, channel memberships, and affiliate marketing.

• Requirements: 1,000 subscribers and 4,000 watch hours in the last 12 months
• Payment: Google AdSense, up to 30 days after monthly closing
• Platforms: Android and iOS

Kwai: The Growing Brazilian Alternative

With a strong presence in the North and Northeast regions, Kwai offers a Creator Program, promotional campaigns, daily bonuses, and paid viral challenges. Partnerships with brands also open new revenue possibilities.

• Earnings: per views, engagement, and special campaigns
• Withdrawal: Pix or digital wallets within 7 business days
• Available in: Android and iOS

Medium Brazil: For Those Who Prefer Writing

Articles, chronicles, and informational texts can generate revenue through the Partner Program. Subscribers generate payments based on reading time and engagement.

• Popular topics: finance, technology, entrepreneurship, digital culture
• Payment: Stripe or PayPal monthly
• Platforms: Android and iOS

E-commerce and Affiliate Marketing: Earn Commissions by Promoting

Commission per sale is one of the most accessible strategies for beginners. Two platforms lead this segment:

Temu: The Marketplace That Exploded in Brazil

Recently arrived in Brazil but already established as a phenomenon. The affiliate program allows earning by sharing links and personalized coupons. Each purchase generates commissions in cash or app bonuses.

Temporary campaigns pay extra rewards for clicks and sign-ups, increasing profit potential.

• Payment: Pix, PayPal, or credit in the app
• Available in: Android and iOS

Shopee Affiliate Program: Commissions Up to 28%

The program remains one of the simplest options for beginners. Promoting products on Instagram, YouTube, TikTok, and Facebook yields commissions of up to 28% per sale.

• Registration: free via app or website
• Saque: Pix in 3 to 5 business days
• Platform: Android and iOS

Remote Freelancers: Turning Skills into Steady Income

For autonomous professionals, connecting with real demand is essential:

Workana Brazil: Trusted Marketplace

One of the largest Latin American marketplaces connects designers, writers, translators, IT specialists, and customer service with companies. An escrow system protects both parties.

• Areas: design, writing, marketing, translation, IT
• Payment: Payoneer, bank account, or PayPal
• Available in: web and Android

99Freelas: 100% Brazilian

Created to connect freelancers with local companies, it offers a Portuguese interface and national support. Direct negotiation of prices in reais.

• Services: writing, design, translation, programming, marketing
• Withdrawal: Pix after client approval
• Available in: web and Android

Essential Criteria for Choosing the Ideal App

1. Alignment with Talent

Identifying natural skills — creating videos, writing, investing, selling — significantly increases chances of success and consistency.

2. Validation of Reliability

Research user reviews, punctual payment history, and quality of support are non-negotiable steps. Platforms like Mitrade, Temu, Shopee, and TikTok maintain a solid reputation.

3. Payment Structure

Each app has a different method — PayPal, bank transfer, Pix, or digital wallet. Understanding fees and timelines prevents future frustrations.

4. Commission Analysis

Compare retained percentages and assess whether the return justifies the effort involved for effective profitability.

5. Community Feedback

Real opinions from active users reveal whether payments are punctual and if support truly works.

The Reality of Making Money with Apps in 2025

The truth is that the perfect money-making app doesn’t exist — what exists are apps suited for each type of person, goal, and available time. Some generate consistent passive income (YouTube, Medium), others offer quick gains (TikTok, Kwai), and some require initial capital but allow high profits (Mitrade, IC Markets).

Success is not accidental. It requires strategic choice, disciplined execution, and creativity in differentiation. Those who test different platforms, monitor results, and optimize the process can turn free time into a real source of income.

The market of 2025 has provided tools. The opportunity is there. The next decision is yours.

Start now: Register and earn US$100 bonus — practice with US$50,000 in virtual funds and trade risk-free before investing your real money.