Modern Asset Saving Gold: How to Get Started and Choose the Right Platform

Saving money to buy gold is not a new concept, but the old problem is that you need to save until you have a large amount before you can buy. The situation has changed. Digital technology opens new channels for everyone to accumulate gold assets flexibly, without waiting until you have a big lump of money. This article will introduce what you need to know about gold savings, potential issues, and how to choose a platform that suits you.

Key Points: What is gold saving and who is it suitable for?

Meaning and how it works

Modern gold saving means purchasing genuine gold (most 96.5% purity) through digital platforms, without holding large amounts of cash beforehand. Think of it as replacing putting banknotes into a piggy bank with “digital gold” deposited into an electronic account. Your money is converted into gold weight based on the current price, allowing you to accumulate it in your portfolio anytime.

The core principle of gold saving is called Dollar-Cost Averaging (DCA), or “cost averaging.” This method helps reduce risk from price volatility.

For example: Suppose you plan to save 3,000 THB per month

• January: Gold price at 30,000 THB per salung → 3,000 THB can buy 1.52 grams
• February: Gold price drops to 28,000 THB per salung → 3,000 THB can buy 1.63 grams

When prices fall, you can buy more gold with the same amount of money. When prices rise, you buy less. Continuing this way helps keep your average cost at a moderate level, avoiding buying at the peak.

Who should save gold?

Students and beginners with limited income can start with 100-150 THB to develop a habit of saving in a stable asset from a young age.

People with irregular income (freelancers, contract workers) can choose flexible saving modes, saving more in good months and pausing in tough months.

Long-term planners (parents saving for their children, retirees), those planning for retirement### want to preserve the value of their money. Gold helps protect against inflation and provides stability over 10-20 years.

Safety-conscious investors who fear stock market volatility but want better returns than savings accounts. Gold is a “Safe Haven” asset that diversifies risk in your portfolio well.

Comparison of popular gold saving platforms in 2025

( 1. GOLD NOW )Hua Seng Heng(

Strengths: Over 70 years of reputation, partnered with leading banks for trust. The app supports both saving )Save NOW starting at 1,000 THB( and direct trading )GOLD NOW starting at 5 THB###.

Fees: Transaction fee of 3-5 THB. To convert to gold bars, you need to accumulate at least 1 salung.

Suitable for: Those who trust big brands and want a variety of options between saving and trading.

( 2. MTS Gold Blockchain )Mae Thong Sook###

Strengths: Uses Blockchain technology for high security in data storage. Easiest access with just 100-150 THB. Can buy and sell 24/7.

Fees: No trading fees, but a “block fee” applies when converting to gold bars. Can convert from 1 gram upward.

Suitable for: Beginners with small capital, those prioritizing online data security.

( 3. Get Gold )YLG###

Strengths: Major player accepted widely. Starting at 100 THB, supports both flexible savings and automatic monthly savings. Prices follow real-time global Spot prices, with 24/7 trading.

Fees: No trading fees within the system, but block fees and withdrawal fees apply.

Suitable for: Savers who follow market news and want flexibility to trade anytime at market prices.

( 4. Ausiris Gold Saving

Strengths: Pioneer in Thai gold bar investment, uses genuine automatic DCA model. Minimum monthly amount )1,000 THB###. Automatically averages purchases daily at 16:00 based on the Gold Traders Association.

Fees: Lowest minimum gold exchange, only 0.3 grams needed to exchange.

Suitable for: Long-term investors wanting disciplined saving, removing emotional decision-making.

( 5. ARR Gold Saving )Aurora(

Strengths: Benefits from over 260 branches nationwide, making physical gold pickup convenient. Starting at 100 THB.

Fees: No trading fees, gold can be exchanged when accumulated to 1 salung )about 3.78 grams###.

Suitable for: Those valuing convenience in receiving physical gold and familiar with the Aurora brand.

Brief comparison table

5 steps to start saving gold

Step 1: Find the platform that suits you

Review the comparison table and ask yourself: What is your lifestyle? Are you disciplined enough to save regularly yourself, or do you prefer an automatic system? How important is receiving actual gold? Choosing the right platform will help you save sustainably.

( Step 2: Log in

Download the app, prepare your ID card and bank book, and register following the process, mostly e-KYC )Face scan###—no need to travel.

Step 3: Start saving

Transfer money via QR code or link your bank account for automatic deductions. Once the money arrives, it will be converted into gold weight based on the current price.

Step 4: Choose withdrawal method

When reaching the threshold, you have two options:

• Withdraw as cash: Sell your portfolio gold at real-time prices. Suitable if you want to profit.
• Exchange for gold bars: Convert into actual gold, ideal for long-term storage.

Pros and cons of gold saving

Advantages

Easy access: Investment starting from just 100 THB, with low minimums, making it accessible to everyone.

Inflation hedge: Over the long term, gold tends to appreciate with the cost of living, preserving purchasing power.

Diversification: Gold is a Safe Haven asset that performs well when other assets decline.

Discipline building: Automatic saving helps develop consistent saving habits.

High liquidity: Can be converted to cash when needed, avoiding risks of holding physical gold long-term.

Cautions

Short-term volatility: Gold prices fluctuate frequently; not suitable for short-term speculation.

No interest: Unlike bonds, returns come only from price differences.

Company risks: Fake gold saving apps have been reported. To avoid, choose reputable, long-established companies with physical branches and high credibility.

Hidden costs in exchange: Converting to real gold involves block fees or premiums.

Summary

What is gold saving? It’s a wealth-building tool for the digital age. It’s not a magic potion that makes you rich overnight but an accessible way for everyone to save.

Is saving gold good? The answer is “very good” if you understand and accept its conditions. It’s not for short-term speculation but suitable for building sustainable assets.

Start today with small money, and consistent discipline will lead you to wealth. Remember: not everyone has a large amount of money upfront, but everyone can accumulate from small amounts.