In 2025, there must be 9 free income and expense apps to better manage your money.

Managing personal finances becomes difficult without the right tools. That’s why expense and income tracking apps have become essential nowadays. Choose the right app, and you’ll be able to track your spending intelligently and save more money. Whether you are an iOS or Android user, there are plenty of free options available.

Choose an expense and income app that suits you

In 2025, we have compiled 9 expense and income apps with different features so you can select according to your needs. Whether you are a beginner just starting to manage your money or someone looking for an efficient financial management system, there’s definitely an app that fits your requirements.

1. Money Manager Expense & Budget - For those who want a comprehensive system

This app is designed to manage personal assets comprehensively. Its highlight is the PC Manager feature, which allows you to view and update your financial data on both your phone and computer.

The key feature of Money Manager is its ability to connect with debit cards and automate payment management. Displaying all data in graph form makes your spending patterns clear. It also supports data backup to Google Drive and export to Excel.

Advantages:

• Supports multiple currencies including Thai Baht
• Can link bank accounts and credit cards
• Clear graph reports
• Available on both iOS and Android

Disadvantages:

• Some features require payment

Download methods: [Google Play]( , [App Store](

2. Money Lover - A trusted financial assistant

Money Lover is a popular app with over 5 million users worldwide due to its smart financial advice capabilities.

This app can analyze your past spending habits to predict future expenses, helping you plan your budget accurately. It also supports setting recurring transactions and managing multiple currencies.

Advantages:

• Comprehensive budgeting features
• Bill reminder system
• Connects with bank accounts for automatic updates
• Offers detailed financial reports

Disadvantages:

• May require time to learn for beginners
• Subscription needed to unlock full features

Download methods: [Google Play]( , [App Store](

3. Spendee Budget & Money Tracker - Clearer financial visualization

Spendee makes money management visually clear by displaying data as infographics, so you instantly understand where your money goes.

It can gather data from online banks, e-wallets, and even crypto wallets, providing a comprehensive financial overview. Spendee automatically categorizes expenses and displays them in beautiful graphs.

Advantages:

• Supports multiple currencies including Thai Baht
• Suitable for personal and family budgets
• Connects to bank accounts for automatic transaction tracking
• User-friendly interface

Disadvantages:

• Some features require a subscription
• Might be heavy for beginners

Download methods: [Google Play]( , [App Store](

4. MeowJot - A Thai-specific helper

MeowJot is developed specifically for Thai users, utilizing OCR technology to automatically record expenses from slips and receipts.

Simply take a photo of the transfer slip, and the system will extract and categorize the data for you. It supports real-time expense summaries and is ideal for users who frequently use PromptPay or bank transfers.

Advantages:

• Automatically scans receipts and bank slips
• Customizable for Thai PromptPay users
• Cute and simple design
• Real-time data summaries

Disadvantages:

• Cannot sync across platforms yet
• Limited features compared to other apps

Download methods: [Google Play]( , [App Store](

5. MeTang : Expense Manager - Simple interface

MeTang offers a straightforward way to record income and expenses. Its special feature is voice input, allowing you to log data by speaking.

Just press the button and speak; the system will convert and save the data automatically. MeTang supports multiple accounts such as cash, savings, and credit cards, with security features like fingerprint, password, and Face ID.

Advantages:

• Customizable for Thai users with Thai language and Baht currency
• Simple and easy-to-use interface
• Tracks daily expenses
• Supports voice commands

Disadvantages:

• No investment tracking features
• Does not support multiple currencies

Download methods: [Google Play]( , [App Store](

6. Piggipo - The choice for credit card users

Piggipo is designed to help credit card users control debt effectively. It consolidates all credit card balances and transactions in one place.

Its unique Billbox system helps verify bills before payment, and notification features help avoid unnecessary interest fees. Users can also calculate credit card interest and manage daily spending.

Advantages:

• Payment reminders to avoid fees
• Unlimited export to Excel
• Clear insights into credit card usage
• Modern timeline-style interface

Disadvantages:

• Limited currency options
• Subscription needed to unlock advanced features

Download methods: [Google Play]( , [App Store](

7. Budge - For goal-oriented users

Budge makes setting savings goals inspiring. It features a modern, colorful interface.

You can split expenses daily, weekly, or monthly, and track progress toward specific goals like travel, debt repayment, or emergency funds. Budge supports visual dashboards, notifications, and multiple wallets.

Advantages:

• Easy and effective goal setting and budgeting
• Clean interface with clear progress indicators
• Supports multiple wallets
• Suitable for shared use

Disadvantages:

• Not yet available on iOS
• May require subscription for advanced features

Download methods: [Google Play](

8. Daak – Budget & Expense App - Simplicity above all

Daak offers the simplest way to track daily expenses: just input data, select a category, and you’re done. It emphasizes simplicity without complex features.

It supports recurring transactions, expense summaries, and customizable categories. You can also set weekly or monthly spending limits. Its simplicity makes it ideal for beginners.

Advantages:

• Very easy to use
• Supports recurring transactions
• No login required
• Clean design

Disadvantages:

• Cannot sync with cloud systems
• Limited in-depth analysis

Download methods: [Google Play]( , [App Store](

9. Oh My Cost - A colorful life

Oh My Cost makes recording income and expenses fun with over 500 beautiful icons. It helps you track expenses quickly.

Besides basic expense tracking, you can set up multiple accounts, making it suitable for personal and family finance management. Oh My Cost also allows setting monthly expense goals and shows progress.

Advantages:

• Export data to Excel
• Simple interface
• Over 500 icons to choose from
• Basic graph display

Disadvantages:

• Limited currency support
• Advanced features wording

Download methods: [App Store](

Detailed comparison table

Final summary and recommendations

In 2025, choosing the expense and income app that matches your style is crucial. All nine apps are designed to help you manage your finances effectively.

Whether you need basic tracking or in-depth analysis, want to connect bank accounts or input manually, there’s an app suited for you. The best part is, all these apps are free to download and use. Don’t wait—select the app that fits your needs and keep your money under control.