The tech world has been buzzing these days—an internet giant announced plans to fund IVF treatments for eligible women worldwide and intends to pass on a huge fortune as inheritance. When this news broke, netizens exploded—some cheered, others criticized. Is this an innovative act of charity or a moral decline? Opinions vary widely.

But behind this story actually reflects a real dilemma: when traditional wealth and personal will are tied together, trust becomes a gamble. Who guarantees that promises won't change? Who oversees the flow of funds? Historically, those "never-ending" promises often end up empty.

This makes me think of the same challenge faced by the crypto world. In the volatile crypto markets, investors fear not just price swings but the intangible uncontrollables—platform hacks, frozen funds, shrinking promises. Traditional finance is like this, and emerging crypto markets are even more so.

Therefore, more and more people are now focusing on a type of project—using code to replace promises, mechanisms to substitute personal credibility. For example, certain stablecoins are such attempts. They do not rely on the backing of a "billionaire," but instead use fully transparent, on-chain, real-time over-collateralization mechanisms to anchor 1:1 to the US dollar. The commitment is written into an immutable blockchain. Every fund flow is visible—no black boxes, no room for reversal.

This design logic actually answers an essential question: how to establish a truly trustworthy value system in a world without centralized guarantors? The answer lies in code and mechanisms—transparency over promises, verification over blind trust.