Procrastinating on your year-end financial obligations? That's a costly mistake. If you're subject to Required Minimum Distributions (RMD), the clock is ticking. The tax year window closes soon, and missing the deadline can trigger significant penalties. Here's what you need to do right now: reach out to your custodian or asset manager without delay. Confirm that your RMD withdrawal will be processed and settled before the tax year ends. Don't wait for the final hours—delays in communication or processing could leave you exposed to compliance issues. Whether you hold traditional assets or crypto holdings in a custodial account, the same rule applies: get it done early, verify completion, avoid the rush.