2025-12-27 12:20:50

Return to the peak of the 2021 bull market four years ago. Suppose you invested $50,000: distribute this amount evenly among the top five cryptocurrencies by market cap, investing $10,000 in each.

As of today? You probably still have around $55,000 in your account.

It doesn't sound like an astonishing return, but it highlights a fact that many overlook — dollar-cost averaging into mainstream coins and platform tokens is not inherently problematic. Many believe that entering at the peak of a bull market will inevitably lead to being stuck at a loss. In fact, in the long run, even if you buy at the highest point, holding top-tier coins can help you survive the cycle and even achieve small profits in the end. This can be a useful reference for beginners.

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MidnightMEVeater

· 11h ago

Good morning. That's why I dislike the argument of "dollar-cost averaging into mainstream coins"... earning only 10% in 4 years while enduring the agony of a 50% loss— is this time investment really worth it? Holding 50,000 in dark pools for arbitrage would have already broken even and doubled by now.

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NftBankruptcyClub

· 11h ago

Hitting the top and not dying, this is the real logic of the crypto world. No wonder I didn't run away earlier.

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MetaverseHermit

· 11h ago

That's true, but I still think those who bought the dip at the peak in 21 are now laughing even more happily.

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SelfCustodyBro

· 11h ago

In simple terms, even if the bottom-fishing fails, you can still recover your funds. That's the real charm of top-tier coins.

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RatioHunter

· 11h ago

To be honest, this data reminds me of my mindset in 2021… Back then, I really thought buying the top would be the end, but now it turns out that only making 10% is truly miserable… However, it's also quite heartbreaking. What does this mean? Mainstream coins are like this; you can't make quick money.

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