Recently, predictions from major institutions have basically split into two camps.

Galaxy, Bitwise, and most analysts believe BTC will hit new highs, and there's little controversy about that. Regulatory policies for stablecoins are gradually being implemented, the voice for RWA tokenization is growing louder, and with spot ETFs for SOL and XRP already listed, these directions seem certain.

But the disagreements are also quite clear. Fidelity's Timmer thinks BTC might first retrace to $65K, while VanEck directly says the four-year cycle theory may no longer apply. Novogratz is the most outspoken; he says if XRP and ADA can't prove their value, they will eventually be phased out by the market.

More aggressive predictions are even more out there. Samson Mow envisions a ten-year bull market lasting until 2035. Austin Hilton dares to say that if BTC reaches $250K, XRP could hit $20-30. Toly predicts that the stablecoin market will surpass one trillion dollars.

At this point, we can only hope the optimists are right. The pace towards the end of the year is truly a bit exhausting.