A major financial institution's analyst recently suggested XRP could reach $8 during 2026. The bullish outlook hinges on two key catalysts: anticipated ETF approvals that would unlock institutional flows, and the growing regulatory clarity surrounding digital assets. As the crypto market matures and jurisdictions worldwide establish clearer frameworks, ripple's utility in cross-border payments gains tailwinds. Whether this price target materializes depends on how quickly these regulatory milestones materialize and whether token adoption accelerates accordingly.