Some time ago, I was bored and came across a compound interest calculation table. I was a bit stunned—starting with a principal of 200 yuan, earning 5% daily, after half a year it could turn into over 1.3 million.

I casually did some mental calculations:

By the end of the first month, it becomes over 864 yuan; by the second month, it jumps to over 3,700; by the third month, it directly reaches 16,000. By the fourth month, it’s close to 70,000; by the fifth month, it surpasses 300,000; and finally, in the sixth month, it leaps to over 1.3 million. From three digits soaring to seven digits, that sense of rapid growth is like watching a snowball roll down a mountain—getting bigger and faster.

This is the magic of compound interest. It’s not some linear growth of "earning a little more each day," but rather "the money earned today becomes the principal for tomorrow." Once this exponential curve starts, the later-stage explosion is completely beyond human intuition. There’s indeed something almost magical hidden in the mathematical formulas.

But reality is reality. Earning a stable 5% daily? Honestly, that’s almost impossible in the market. Volatility, uncertainty, systemic risks—these are all there. But that doesn’t prevent us from grasping the core logic of compound interest: continuous investment, maintaining stability, and never stopping. Sometimes, making friends with time, progressing day after day in the right direction—even if just a little—may be the closest ordinary people get to a "miracle."

That said, high returns and high risks in the market have always been twin brothers. Don’t let the numbers fry your brain. Rational action and clear-headed growth—that’s the real way to play the long-term investment game. It’s even more true in the crypto market—either be a steady, rational participant or become the person blinded by numbers. The choice is yours.