A major shift just happened in traditional finance. Bank of America has formally advised its clients to consider allocating up to 4% of their portfolios toward Bitcoin and cryptocurrencies. This isn't speculation—it's an official institutional recommendation backed by one of the world's largest banks.

Here's why this signals something bigger: When a institution this size puts crypto on the approved list for high-net-worth clients, it fundamentally changes the game. We're talking about millions of individuals now having a formal green light to enter the space. The legitimacy factor alone reshapes how crypto gets perceived in boardrooms and investment committees.

The math is straightforward. Capital flows follow institutional endorsement. Even a modest 4% allocation across millions of portfolios creates substantial inflows into the market. This kind of mainstream financial blessing removes friction that's kept many conservative investors on the sidelines.

It's the kind of watershed moment that typically precedes broader adoption waves.