2026-01-08 11:27:30

How to Lock in Stablecoin Investment Returns During a Bear Market?

Currently, the overall yield on stablecoin investments is not low. Besides the USD1 launched by a leading exchange and the U-type product offered by another platform, both providing an annualized return of 20%, there are actually many more competitive options hidden on the chain.

In wallet channels, USDD can achieve an APY of 13%, which is already quite good. Bouncebit's CeFi protocol follows closely, offering an annualized rate of 10.37%. These types of products are advantageous due to their manageable risk.

But what truly deserves attention is USDF on Aster DEX. Although this product is not highly popular, compared to other options, its yield is quite competitive and easily overlooked. During a bear market, stablecoin investments become the preferred safe haven for many. Choosing the right product is more wise than blindly chasing high returns.

USD10,01%

ASTER-2,15%

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GasFeeCry

· 16h ago

Is it really possible to earn 20% passively during a bear market? It seems like there's risk everywhere.

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BlockchainNewbie

· 01-10 03:51

20% annualized? Who still dares to trust the numbers from exchanges these days, haha

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LiquidatedDreams

· 01-08 11:56

Bear market bottoming stablecoin investment, a 20% return looks great but you need to ask where the risks are USDD's 13% is pretty good, but make sure to understand the underlying logic and don't be fooled by the yield That USDF on Aster DEX has really been turned into a treasure trove, has anyone dug deep into it? Honestly, I feel more comfortable with the risk-controlled projects like Bouncebit; surviving the bear market is more important than making quick money Wait, is the 20% annualized USD1 really stable? It feels a bit too good to be true

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AirdropHunter007

· 01-08 11:55

Bear market bottoming stablecoins? To put it simply, it's just waiting to be exploited. I don't believe in things like 20% annualized returns.

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NullWhisperer

· 01-08 11:51

ngl, 20% APY sounds nice until you actually read the fine print... what's the liquidation vector here? need to dissect these protocols before touching them with a ten-foot smart contract

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