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What's going on with ICBC? It's not even the repayment date yet, and they're constantly sending me messages urging me to repay. Are they afraid I won't pay back or can't afford to? Yesterday, they even prompted me to set up installment payments, which startled me—I thought I was overdue. Why do they have to remind me so early? It would be better to remind me at the beginning of next month. But right now, I really can't afford to pay back. I only have over 800 RMB left in my bank card. I went to Hong Kong and spent more than 7000. I have no job and no skills, so what can I do to repay? Can I compensate with my body? I'm so broke now that I can only gnaw on grass. 😂