XRP Repricing Coming? Grayscale Predicts a Potential Surge

Grayscale’s Head of Research, Zach Pandl, recently said that XRP remains undervalued due to regulatory uncertainty. He believes the cryptocurrency could see a significant price increase once the CLARITY Act provides clear rules for crypto asset classification. Investor interest in XRP products, such as Grayscale’s GXRP trust, has already grown as the market anticipates regulatory resolution.

XRP Remains Mispriced Amid Regulatory Uncertainty

According to Pandl, XRP’s current price does not reflect its real adoption and utility. The SEC and CFTC are actively working to align oversight rules for crypto. They aim to harmonize regulations and provide clearer guidance for firms. However, the ongoing lack of clarity suppresses XRP’s valuation. Despite this, Ripple continues to expand its enterprise adoption for cross-border payments, highlighting the token’s strong fundamentals.

Investor interest in XRP exposure products is increasing because many expect regulatory clarity soon. Trusts like GXRP allow both retail and institutional investors to access XRP through regulated products. Once regulators finalize rules, demand for these products could rise sharply. As a result, the market price may adjust quickly to reflect its actual utility.

CLARITY Act Delays Could Keep XRP Undervalued

The CLARITY Act promises to clarify crypto classification, but it faces delays in 2026. Lawmakers are still negotiating rules for stablecoin yields, a key sticking point that slows the bill’s passage. These delays prolong XRP’s undervaluation in the market.

Pandl emphasized that regulatory delays do not diminish XRP’s fundamental value. Ripple continues to attract financial institutions that use its network to reduce transaction costs and speed up cross-border transfers. Once regulators approve the CLARITY Act, XRP’s price could rise as investors recognize its underlying value.

Potential Market Impact

If regulators provide clarity, analysts predict that both institutional and retail investors will increase XRP exposure. Grayscale’s trust could see significant inflows as the market reacts to a clearer legal framework. Harmonized rules would reduce uncertainty and allow more firms to invest confidently.

In addition, regulatory clarity could improve broader market sentiment. Many investors hesitate to enter markets where the legal status remains uncertain. By resolving these ambiguities, the CLARITY Act may unlock previously restrained demand for XRP. Furthermore, the move could influence other digital assets that rely on clear classification to gain investor trust.

Regulatory Clarity Could Unlock Significant Value

Pandl’s insights suggest that the repricing depends heavily on regulatory developments rather than short-term market trends. Ripple continues to grow its enterprise adoption, and investor interest is steadily building. Once lawmakers pass the CLARITY Act, XRP could quickly adjust to a valuation that reflects its utility and adoption.

Ultimately, XRP may experience a surge in demand and price as regulatory clarity arrives. Investors and market observers are now closely watching the SEC, CFTC, and lawmakers to see how quickly they implement the proposed rules. For XRP, the upcoming regulatory changes could mark a pivotal moment in its growth trajectory.