💥 Gate 广场活动:#发帖赢代币TRUST 💥
在 Gate 广场发布与 TRUST 或 CandyDrop 活动 相关的原创内容,即有机会瓜分 13,333 枚 TRUST 奖励!
📅 活动时间: 2025年11月6日 – 11月16日 24:00(UTC+8)
📌 相关详情:
CandyDrop 👉 https://www.gate.com/zh/announcements/article/47990
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3️⃣ 帖子添加话题: #发帖赢代币TRUST
4️⃣ 附上任意 CandyDrop 活动参与截图。
🏆 奖励设置(总奖池:13,333 TRUST)
🥇 一等奖(1名):3,833 TRUST / 人
🥈 二等奖(3名):1,500 TRUST / 人
🥉 三等奖(10名):500 TRUST / 人
📄 注意事项:
内容必须原创,禁止抄袭或灌水;
获奖者需完成 Gate 广场身份认证;
活动最终解释权归 Gate 所有。
年利率(APR)与年化收益率(APY):哪个实际上能让你赚更多钱?
If you’ve ever scrolled through crypto staking yields or compared savings accounts, you’ve probably seen these two acronyms thrown around like they’re the same thing. Spoiler: they’re not. And that difference could cost you real money.
APR: The Simple Lie
APR (Annual Percentage Rate) sounds fancy, but it’s basically just interest math on your original deposit—nothing more.
How it works:
APR ignores one crucial thing: compounding. It assumes your interest just sits there and never earns interest itself.
You’ll see APR on:
APY: The Compounding Game-Changer
APY (Annual Percentage Yield) is what actually happens in the real world. It factors in compounding—where your interest earns interest.
Same example, but with APY:
That extra $5.13? That’s compound interest working for you. Small difference today, massive difference over years.
Where Each Gets Used
APR (simpler, usually worse for you):
APY (reflects real returns):
The Bottom Line
When comparing investments or deposits, always check APY—it’s the real number. APR is what lenders love to advertise because it sounds lower. If someone’s only quoting APR for a savings vehicle, they’re either uninformed or hoping you don’t know the difference.
Compounding might seem small, but Einstein allegedly called it the 8th wonder of the world. For good reason.