Ether.fi Crypto U Card Launches Year-End Second Wave Event “10 Days of ETHmas”. The ten-day event invites friends to join and spend, with both parties enjoying 10% wETH cashback. ( Please register using the official link to enjoy the 10% wETH spending cashback.
(Background: Ether.fi Card offers 10% cashback! Recommend 10 people to secure VIP membership)
(Additional background: Ether.fi Card’s triple rewards activated: 400,000 ETHFI airdrop, rewards for card spending and deposits)

Table of Contents

• Core Benefits of the Event

• Event Schedule (Taiwan Time)

• Details of Ether.fi ETHmas Reward Mechanism

  • Participation Eligibility and Notes

• Common Questions about Ether.Fi Card Crypto Credit Card

Flow

Liquidity Re-staking Protocol Ether.fi’s Payment U Card Launches Year-End Second Wave Reward Event “10 Days of ETHmas”! The ten-day event invites friends to join and spend, with both parties enjoying 10% wETH cashback.

Core Benefits of the Event

• Bidirectional 10% Cashback: Referrers and referrals who meet the eligibility during the event period will each receive 10% cashback.

• wETH Cashback: The cashback will be issued in the form of wETH (Wrapped ETH), which is true cryptocurrency, no longer limited to bill offsets as last time!

!Screenshot 2025-12-13 17:37:50 | DApp Trends - The Most Influential Blockchain News Media

Event Schedule (Taiwan Time)

• Event Duration: December 12, 2025, 08:00 – December 22, 2025, 07:59

  • Creating an account through the referral link and completing card activation during this period counts as a successful referral.

  • Qualified spending within this period will be eligible for the 10% cashback.

• Reward Distribution Date: Expected to be after the event ends (subject to official announcement, usually by the end of the following month).

Please register using the official link to enjoy the 10% wETH spending cashback! For detailed registration instructions, please refer to this article.

Details of Ether.fi ETHmas Reward Mechanism

Reward Calculation Method: The event adopts a “top-up to 10%” mechanism. After deducting the original 3% immediate cashback of the card and the initial 1% reward for the referrer, the system will top up the remaining difference (in wETH) to reach a total of 10%.

1. Referrer Benefits

• Friend Spending Cashback: You will receive 10% cashback for qualified spending by friends you invite during the event period.

• Limitations: The cashback earned per friend is subject to regional limits, and your total referral cashback has a cap (subject to the latest official announcement).

2. Invited User Benefits

• Personal Spending Cashback: Register via the referral link and complete account setup. Your qualified spending during the event will earn 10% cashback.

• Limitations: Subject to individual spending caps based on region.

Users in different regions enjoy different cashback caps. Please refer to the official regional chart below.

!Screenshot 2025-12-13 17:22:29 | DApp Trends - The Most Influential Blockchain News Media

Participation Eligibility and Notes

2. Definition of Successful Referral: The invitee must register through the link during the event, complete identity verification (KYC), and activate at least one card (physical or virtual).

3. Qualifying Spending: Refers to transactions using Ether.fi Cash personal cards for goods or services (transactions that have been credited). Refunds, pre-authorizations, P2P transfers, cash advances, and gambling transactions are excluded.

4. Reward Nature: This ETHmas reward will be in wETH, directly credited to your Ether.fi account.

5. Anti-Fraud: Any fraud, abuse, or refund actions will result in disqualification and withdrawal of rewards.

Please register using the official referral link to enjoy the 10% wETH cashback!

Common Questions about Ether.Fi Card Crypto Credit Card

Q1: How to get the 3% cashback of Ether.fi Card?

The official account will immediately credit SCR tokens, which users can convert to USDC, USDT, or purchase BTC, ETH at any time.

Q2: What are the advantages of the crypto credit card over a regular credit card?

Crypto credit cards usually offer higher cashback percentages than ordinary cards, with no spending category restrictions. They can be linked with LinePay, Apple Pay, Google Pay, and other tools for various payment channels.

Q3: Can I use Ether.fi Card in Taiwan?

DApp testing shows that in Taiwan, places accepting VISA payments can generally be paid with the card, including convenience stores, supermarkets, gas stations… easily meeting everyday needs.

Q4: Is Ether.fi Card really secure?

Ether.fi Card adopts a non-custodial model, with assets and private keys under your control (currently, some private key export features are under update). All transactions are executed via smart contracts, offering high transparency and security. The Ether.fi protocol has passed multiple security audits and has a bug bounty program.

Q5: What if the collateral value drops?

In lending mode, if the collateral value decreases causing the loan ratio to be too high, the system will forcibly liquidate to protect the protocol. Users are advised to:

• Maintain appropriate collateral ratios (recommended not to exceed 60-70%)
• Regularly monitor asset values
• Add collateral or repay debts timely

Q6: Can I hold multiple Ether.fi cards simultaneously?

Yes! Users can create and manage multiple virtual cards in the backend, achieving a “card-linked” effect. The number of cards allowed varies by user level.

Q7: Main differences between Ether.fi Card and other crypto cards?

Key differences include:

• Non-custodial: assets always under user control
• True credit functionality: supports collateralized borrowing and spending
• No platform token requirement: no need to buy or lock ETHFI tokens
• High-yield integration: idle funds can earn 11-14.3% annual yield

Q8: Are there usage restrictions for Taiwanese users?

Taiwanese users can use all functions of Ether.fi Card normally, with no special restrictions. Note that:

• Some countries (e.g., North Korea, Iran, Myanmar) cannot use ATM withdrawal features
• Taiwan is not on the restricted list and can use all features normally

Q9: Will physical cards be launched in the future?

The official initially allowed free members to apply for physical cards after August this year, but recently suspended applications. The official states it may restart as early as November (not yet updated).

I successfully submitted an application in early October. The official indicates the estimated shipping time is about 2 to 3 weeks, but I have not received the physical card yet. I will unbox and share once received.

If you have registration or usage questions, feel free to join the DApp discussion groups (Telegram, LINE) to resolve your issues or share experiences.

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