According to Forbes Advisor, on July 13, 2026, XRP was ranked as the fourth-best cryptocurrency to buy, trailing only Bitcoin, Ethereum, and BNB. The ranking was based on objective fundamentals including real-world utility, store-of-value potential, seven-day price performance, 24-hour trading volume, and market capitalization, with a $5 billion minimum market cap requirement.
XRP outperformed several major cryptocurrencies including Solana, Dogecoin, Cardano, Chainlink, and Avalanche. Forbes highlighted XRP's established cross-border payments functionality, enabling near-instant international transfers in three to five seconds with minimal transaction fees, and Ripple's expanding network of financial institution partners.