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A Bloomberg analyst suggests there is a high probability the U.S. SEC will approve spot XRP and Litecoin (LTC) ETFs in 2025. This potential approval signals a major shift in regulatory sentiment and could unlock significant institutional demand for both cryptocurrencies. Spot ETFs provide direct exposure to underlying assets, increasing legitimacy and investor access. Following Bitcoin and Ethereum ETF momentum, XRP and LTC could benefit from heightened market confidence. Analysts believe SEC approval would drive price rallies and expand crypto ETF offerings. As regulatory clarity improves, the approval of XRP and LTC ETFs could mark another milestone in mainstream crypto adoption.