A core developer active in the XRP Ledger ecosystem, Bird, recently stated that in the context of long-term inflation, XRP has reason to be considered part of a long-term savings allocation, rather than just a short-term trading tool.
Bird pointed out that many people are accustomed to depositing funds into bank accounts with annual yields of about 4% to 6%, believing this method to be stable and reliable, but often overlook the erosion of real purchasing power caused by inflation. The rising costs of food, energy, and other living expenses over the past few years have continuously diminished the real value of fiat currency. Apparent interest growth does not equate to genuine wealth increase.
In his view, allocating part of one’s assets to digital assets like XRP can serve as a hedge against inflation. Unlike traditional savings methods, XRP has the feature of self-custody, allowing users to directly control their assets through cold wallets, reducing reliance on the banking system. This is especially important in long-term planning.
Bird also reviewed the challenges XRP faced previously. He believes that legal and regulatory uncertainties over the past few years suppressed the market’s valuation of XRP, while during this period, the technology and applications of the XRP Ledger continued to advance. As the environment becomes clearer, the market is beginning to reassess its long-term potential.
He mentioned that the implementation of cross-border payment scenarios, institutional interest in XRP-related ETFs, the development of stablecoins like RLUSD, and the on-chain integration of real-world assets are continuously strengthening XRP’s practical use cases. Logically, increased utility often leads to more stable long-term demand.
Overall, Bird views XRP as a long-term, future-oriented asset allocation rather than a short-term speculative target. While this is not investment advice, this perspective is representative within the XRP community and reflects the growing market focus on “long-term value” and “inflation-resistant assets” in 2026.
Disclaimer: The information on this page may come from third parties and does not represent the views or opinions of Gate. The content displayed on this page is for reference only and does not constitute any financial, investment, or legal advice. Gate does not guarantee the accuracy or completeness of the information and shall not be liable for any losses arising from the use of this information. Virtual asset investments carry high risks and are subject to significant price volatility. You may lose all of your invested principal. Please fully understand the relevant risks and make prudent decisions based on your own financial situation and risk tolerance. For details, please refer to
Disclaimer.
Related Articles
XRP Price Structure Tightens While Heatmap Highlights $1.30 Liquidity Zone
XRP trades near $1.37 support after a 0.9% daily decline, while the $1.44 level remains the immediate resistance in the current range.
A three-week liquidity heatmap highlights a large order cluster around $1.30, indicating a strong liquidity zone below price.
A three-month Gaussian
CryptoNewsLand3m ago
Bitcoin and XRP Hold Gains as Regulatory Debate Shapes Market Outlook
Bitcoin and XRP maintained steady prices on Sunday as the broader cryptocurrency market posted modest gains. The recovery followed renewed buying activity and stronger market sentiment across major digital assets. Meanwhile, political debate in Washington over crypto regulation added a new layer
CryptoBreaking1h ago
XRP Price Prediction Improves Again in March, and so does FET, but All Forecasts Are Explosive for DeepSnitch AI as Its Launch Is Coming
As March is approaching its second half, XRP price predictions have improved. A few Ripple ecosystem developments have helped in addition to a general recovery of crypto markets, despite geopolitical tensions in the Middle East.
For another coin, DeepSnitch AI, the right word when it comes to
CaptainAltcoin4h ago
