The Democratic Party of Korea plans to regulate tokenized real-world assets and stablecoins in the soon-to-be enacted “Framework Act on Digital Assets.” The proposal would require issuers to deposit assets with a trustee-managed trust institution, and classify stablecoins as a means of payment, subject to oversight by foreign exchange regulators. The bill bans earnings from idle stablecoins and calls for the development of interoperable technical standards, aiming to improve market transparency and safety. This marks an important step forward for South Korea’s digital asset regulation.

The Federal Deposit Insurance Corporation (FDIC) has introduced new regulations that bring stablecoin oversight closer to the bank model, requiring issuers to hold safe assets and allowing them to be redeemed on a 1:1 basis. This change strengthens the link between stablecoins and traditional finance, improving transparency and safety, and is expected to attract more institutional investors while promoting the integration of cryptocurrencies with traditional finance.

This article summarizes cryptocurrency news for April 7, 2026. Focus areas include the latest Bitcoin updates, the Ethereum upgrade, Dogecoin price action, real-time cryptocurrency prices, and price predictions. Today’s major events in the Web3 space include: 1、The Solana Foundation launches the dual security program STRIDE and SIRN, covering protocol assessments and incident response; 2、Troubles involving OpenAI hit Worldcoin: an Altman credibility crisis triggers a drop in the WLD price; 3、The SEC moves first: independent crypto fundraising rules will be rolled out, and the CLARITY Act is set for an escalation in its ongoing standoff.

The U.S. Securities and Exchange Commission is accelerating the development of a cryptocurrency regulatory framework, proposing a “safe harbor” mechanism to provide compliant financing pathways for crypto startups. Compared with Congress’s “CLARITY Act,” the SEC’s standalone rule set establishes higher financing limits and disclosure standards while also advancing a “tokenization innovation exemption.” Currently, crypto policy is becoming clearer step by step, and the SEC-led rules will be prioritized in shaping the market.

As the XRP price enters a key policy window, the progress of the U.S. Senate's “CLARITY Act” over the next three weeks will affect its 2026 outlook. XRP is currently trading at about $1.34; if the bill passes smoothly, it could bring in $4.0 billion to $8.0 billion in capital inflows, driving the price higher. Otherwise, it will depend on the broader macro environment and could fall to below $1.20. Policy progress is the dominant factor right now, and April will become a crucial turning point.

Gate News message, April 7, a16z crypto data and fund strategy lead Daren Matsuoka posted on X that stablecoin trading volume has continued to grow for 10 straight quarters, and the growth accelerated after the “GENIUS Act” (the U.S. stablecoin regulatory bill) was introduced.

The U.S. Securities and Exchange Commission (SEC) is set to roll out new rules for “regulating cryptocurrencies” to完善 the crypto asset regulatory framework and clarify whether trading constitutes a security. The rule is based on the 1933 Securities Act and may affect compliance pathways for mainstream assets, aiming to balance protecting investors with encouraging innovation.

Due to delays in the legislation of the Digital Asset Basic Act, several financial institutions in South Korea have launched stablecoin payment services for foreign users, building infrastructure. Industry analysis says that such services are like a “regulatory sandbox,” helping companies validate their business models.

Gate News message. On April 6, according to The Block, South Korea’s payments and banking giant Toss disclosed that it is considering developing its own blockchain network and issuing a native cryptocurrency. Insiders say Toss may build on a Layer1 mainnet and is exploring Layer2 expansion solutions, but has not yet made a final decision on what architecture to use. Related decisions are influenced by the progress of South Korea’s “Digital Asset Basic Act,” which will regulate key areas such as token issuance, stablecoins, and crypto ETFs.