Over the past 20 years the S&P 500 has returned 8% annually

(but average investor has only returned 2%)

The difference comes down to this:
- Short duration options vs long
- Covered calls vs selling shares
- Cash secured puts vs portfolio secured puts
- No allocation system vs base portfolio
- Panicking on dips vs capitalizing
- Buying when euphoria vs selling

Investing is simple in theory, but difficult for most people in practice.