Using non-USD stablecoins on payment platforms built on @0xPolygon
🇪🇺 EU → $EURe on @monerium
🇯🇵 Japan → $JPYC on @useTria Card
🇧🇷 Brazil → $BRZ and $BRLA on @transferogroup, @aveniaio pay
🇸🇬 Singapore → $XSGD on @StraitsX and @GrabSG
🇮🇩 Indonesia → $IDRX on @MANSA_FI and @OnboardGlobal
#Payments

In 2025, the payment sector became one of the key narratives of the crypto industry.
There has been rapid development in the payment ecosystem: the launch of stablecoin cards, the scaling of B2B and P2P payments, and the emergence of entirely new L1 chains specifically focused on payment solutions.
I analyzed more than 35+ chains and systematized them into a tier list according to the level of development and maturity of the payment infrastructure.
S-tier payments chains:
@0xPolygon - rapid development of the payment ecosystem, development of micropayments and regional stablecoins.
Payment pr

Payment companies raised $6.2B in 2025.
This is ~1048% more than in 2024, when companies raised only $540M.
Among the leaders are @circle (IPO) - $1.1B, @Figure - $1B, @tempo - $500M, @Ripple (XRP) - 500M, and @RapydGlobal - $500M.
Fresh funding for payment company in December:
@RedotPay successfully closed $107M in Series B funding from Goodwater Capital with participation from Pantera Capital, Blockchain Capital, and Circle Ventures, reinforcing its mission to scale stablecoin payments worldwide.
Full list:
@AlloyX_Limited - $350M
@RailFinancial - $200M
Mercurity Fintech -$200m
@moonp

Stripe use case on Polygon
@0xPolygon is gradually becoming one of the key chains for @stripe stablecoin payments. Our dashboards show steady growth in Stripe transaction volumes on the network: from less than $1M per month in the second half of 2024 to peaks of $8-9M in 2025.
This indicates not only growing demand, but also merchants' confidence in Polygon as a payment layer.
Recurring subscription payments are worth mentioning separately. The number of unique merchants has grown almost exponentially, from isolated integrations to ~113 active merchants.
This case shows that Stripe on Polygon

Another Polygon payments use case
I continue not only to build detailed analytics on payments, but also to show use cases for payments on @0xPolygon.
Today, I want to show analytics on card deposits at @KoloHub. We can see that Polygon accounts for 71% of all deposits 🙀. October saw a peak in deposit volume, reaching $3.8M, with an average volume of $1.5M per month. The most active audience using the card is located in Europe.
Another interesting point is that when you top up your balance using @USDC on Polygon, you get a unique ‘purple limited card’.
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@KoloHub is a platform with a crypto

7D net flows are led by @0xPolygon, adding $69.5M.
Data @artemis

The @MrBeast Financial trademark application mentions that the service may include a crypto exchange and crypto payment processing 👀
However, at the time of application, none of the relevant regulatory authorities had registered MrBeast Financial as a financial or crypto enterprise.
A genuine crypto platform requires, for example, registration as a Money Services Business, money transfer licenses, or permission from financial regulators.

stablecoins payments are already shaping a new model for cross-border settlements.
instead of slow bank transfers, funds are instantly converted into stablecoins, converted into local currency, and paid out almost instantly.
this provides fast 24/7 settlement, low cost, global accessibility, and programmability.
however, this creates new challenges such as regulation and dependence on on/off ramps.
at the same time, banks are not disappearing, but are shifting to roles in liquidity, compliance, treasury, and fx, while stablecoin networks are becoming the new settlement infrastructure.

Thank you for sharing @mewwts, it's very much appreciated. Polygon is gaining momentum in the payments sector, and the first $1B is just the beginning.
@0xPolygon is increasingly being used for real-world retail payments: local stablecoins ( $XSGD, $BRZ, $JPYC) exceeded $10B in total volume, and payment apps processed over $1B in November.
Particularly noteworthy are over 500k small transactions worth $10–100, which indicates growth in everyday consumer use, not just DeFi or large B2B transfers.
Linkedin post:
Dashboard:

Polygon Payments in trends news 🫡
Over 1,000 post ... awesome 🫢

1.3M transfers were processed by payment projects on @0xPolygon in November.
The majority of these are micro and small transactions, accounting for 1M transactions (*these are transactions between $1 and $100).
These include card payments, B2B transfers, payrolls, on and offramps, and other types of payments.