Post-Halving Bitcoin Miners Shift to Collateralized Lending, Block Rewards Fall to 3.125 BTC

According to a report by CoinRabbit and GoMining, Bitcoin mining companies are increasingly shifting their strategy post-halving, moving from direct coin sales to collateralized lending to cover operational expenses. The report notes that with block rewards fallen to 3.125 BTC and network difficulty near historical highs, low electricity costs and high uptime alone no longer determine survival; the critical differentiator is how miners manage their Bitcoin after mining it.

Collateralized lending allows miners to maintain coin holdings and upside exposure while preserving tax benefits and operational cost deductions, though it introduces double exposure to price declines and liquidation risk. GoMining Chief Business Development Officer Jeremy Dreier stated that post-halving success belongs to efficient operators with cash reserves, adding that current price declines lower the cost to expand mining capacity, presenting a window for hardware investment.